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Our services

Tenants with deposit

Interest income accrue on the tenants’ account every month throughout the rental period.

Tenants without deposit

We help tenants build a rent deposit for a premium. In return, he receives interests’ income.

Become a Xeli member

Our Xeli members power our infrastructure and are rewarded for it.

Our key values

We focus on three values that define who we are and with what mindset we do our work.

Disruptive and unexpected

We are continuously developing and seizing new opportunities.

Human centric

Committed to people, we bringing the best creative solutions to problems, thinking outside the box at all times


We are close to our customers and partners and act responsibly
and fairly.

Committed to people, we innovate by challenging the current economic models to create innovative & cutting-edge solutions that bring value, freedom and confidence to our customers and partners.

Our great team

Our team is composed of talented people from Switzerland and France.
Joana Morais
Founder & CEO
Marina Poncioni
Founder & CMO
Thomas Siakam
Founder & CFO
Jodie Vieille
Community Manager
Rudolph Doum Akono
Simão Monteiro
UX UI Designer & Videomaker

Frequently asked questions

01 What problems does Xelidoni solve?

The issue is the current models of rent deposit which are not beneficial to the tenants:

• For those who can afford a deposit, the funds are locked at a bank earning some insignificant income;

• For those who can not afford a deposit, paying a non-refundable premiums throughout the rental period

Some inefficiencies in the current administrative processes can also be noted (signature of documents, paper trail etc..), Xelidoni fixes the above issues through the use of a blockchain technology to create efficiency in the rental process for all the stakeholders and generate a better return for the tenants in the form of the interest income earned.

02 How does the blockchain fit into the operations?

Xelidoni uses the smart contracts to connect to the CRM of rental agencies, ensuring that the data transfers between those agencies and the company are extremely fast and secured. Through its partners, Xelidoni also use the benefits of the blockchain to generate the income that it will use to reward the tenants.

03 What is a smart contract?

Smart contracts are simply programs stored on a blockchain that run when predetermined conditions are met. They typically are used to automate the execution of an agreement so that all participants can be immediately certain of the outcome, without any intermediary’s involvement or time loss. They can also automate a workflow, triggering the next action when conditions are met.

Smart contracts work by following simple “if/when…then…” statements that are written into code on a blockchain. A network of computers executes the actions  when predetermined conditions have been met and verified. These actions could include releasing funds to the appropriate parties, registering a vehicle, sending notifications, or issuing a ticket. The blockchain is then updated when the transaction is completed. That means the transaction cannot be changed, and only parties who have been granted permission can see the results.

To illutraste the above, for Xelidoni, smart contracts automate the lease contracts details once a tenant signs with the rental agency. All the information are therefore transferred in the smart contracts, ensuring that Xelidoni has all the details regarding the lease term, deposit amount, and other important information.

The smart contracts will be programmed to release the funds (rent deposit and rewards) when necessary.

04 How does Xelidoni manage to provide an above than market Interest income ?

It invests in the DEFI through certain liquidity pools.
It generates fees by exploiting certain nodes.
It invests in the tokenized real estate market.
It invests in the NFT's market.

05 How do you ensure that the deposit are safe considering the market volatility?

Xelidoni has a very strict Risk management with regards to its investment policy:
The company works with reputable partners that are known for their prudent approach, specially when it concerns funds management.
Xelidoni has a safety net in place, to ensure the volatility of the market does not affects the funds it holds. The funds are invested in the less volatile part of the market (for example saving in stablecoins). The company as an adequate ALM Team and tools in place to control the liquidity position in real-time. The company holds stable assets (stabelcoins, investment properties).

06 What is a Stablecoin?

A stablecoin is a digital currency that is pegged to a “stable” reserve asset like the U.S. dollar or gold. Stablecoins are designed to reduce volatility relative to unpegged cryptocurrencies like Bitcoin. Xelidoni intends to hold some stablecoins coins pegged to currencies such as the Swiss Franc, the US dollar etc..

07 Can the deposit be paid in Cryptocurrencies?

At the moment, only fiat (Currency that is a legal tender such as the Swiss franc) currencies are allowed to be deposited in Xelidoni. It is expected that stablecoins will be accepted in the near future.

08 Is it necessary to always go through a rental agency?

It is not necessary to go through a rental agency. The tenant can open an account with Xelidoni and subscribe to the rental guarantee with or without deposit.

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